Palestine Banks Sector Ability to Apply Credit Risk Management According to Basel III

Ahmed N. K. ALFARRA, Xiao-feng HUI, Jaleel AHMED

Abstract


In this paper, we integrated a novel framework to develop credit risk management systems for Palestinian banks based on international standards (Basel Capital Accord). First, we evaluate the credit risk management systems and strategies that the operating bank in Palestinian banking system mandate. Second, we used the analytical description methodology to describe the new Basel accord for effective banking supervision. Our study showed that despite the efficiency of personnel in the credit technical staff, it is still difficult for Palestinian banks to measure credit risks according to Basel III approaches.

Keywords


Basel III approach, capital adequacy, Risk management, Palestine Monetary Authorities (PMA)


DOI
10.12783/dtssehs/seme2016/5463

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