Research on College Students' Bad Net Loan Situation Analysis and Countermeasures

Cheng-Li ZHAO, Zhi-Heng YU, Ying LIU, Shu-Xin GUO


College students’ net loan consumption belongs to the normal social behavior permitted by law and there is no right or wrong. But ineffective guidance and lax control are easy to cause many problems. Recently, college students' net loan risk events occur frequently, resulting in a huge adverse social impact. In this paper, the existing status of the consumption concept of college students and the demand for funds, net loan cognition and net loan platform is in-depth analysis and the measures of the net loan risk prevention are put forward from the aspects of the students themselves, family, school education and supervision department.


Net Loan Risk, College Students' Net Loan, Social Cognition, Prevention


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